Deprecated: Method ReflectionMethod::setAccessible() is deprecated since 8.5, as it has no effect since PHP 8.1 in /home/sites/19a/9/93e4c8074a/public_html/fpt/plugins/system/crucanonicalurl/src/Extension/Canonicalurl.php on line 657 The Editor's Columnhttps://fpt.testjoomla.co.uk/opinion/financial-planning-today-editor-s-comment2026-10-17T11:45:21+01:00Financial Planning TodayMYOBEditor’s Comment: The taxation generation2026-02-27T14:38:27+00:002026-02-27T14:38:27+00:00https://fpt.testjoomla.co.uk/news/editor%E2%80%99s-comment-it%E2%80%99s-all-about-professionalism-2Kevin<p><img src="https://fpt.testjoomla.co.uk/images/EdJune2025/webCroppedKODOct2024_copy_2_Medium_copy.jpeg" alt=""></p><p class="p3"><span class="s1">I must confess to being just a little baffled about the long-term direction of the government’s tax raising strategy, although it is clear that the tax take is going upwards.</span></p>
<p><img src="https://fpt.testjoomla.co.uk/images/EdJune2025/webCroppedKODOct2024_copy_2_Medium_copy.jpeg" alt=""></p><p class="p3"><span class="s1">I must confess to being just a little baffled about the long-term direction of the government’s tax raising strategy, although it is clear that the tax take is going upwards.</span></p>
Editor’s Comment: Female SIPP millionaires teaching men a lesson2026-02-27T14:38:27+00:002026-02-27T14:38:27+00:00https://fpt.testjoomla.co.uk/news/editor%E2%80%99s-comment-it%E2%80%99s-all-about-professionalism-3Kevin<p><img src="https://fpt.testjoomla.co.uk/images/EdJune2025/webCroppedKODOct2024_copy_2_Medium_copy.jpeg" alt=""></p><p class="p3"><span class="s1">In contrast to the damp squib of a Spring Statement earlier this week (what was the point?), there was better news this week about the rise of female investors.</span></p>
<p><img src="https://fpt.testjoomla.co.uk/images/EdJune2025/webCroppedKODOct2024_copy_2_Medium_copy.jpeg" alt=""></p><p class="p3"><span class="s1">In contrast to the damp squib of a Spring Statement earlier this week (what was the point?), there was better news this week about the rise of female investors.</span></p>
Editor’s Comment: Praise the Lords2026-02-27T14:38:27+00:002026-02-27T14:38:27+00:00https://fpt.testjoomla.co.uk/news/editor%E2%80%99s-comment-praise-the-lordsKevin<p><img src="https://fpt.testjoomla.co.uk/images/EdJune2025/webCroppedKODOct2024_copy_2_Medium_copy.jpeg" alt=""></p><p class="p3"><span class="s1">I have never been the biggest fan of the House of Lords (an unelected second chamber doesn’t sound very twenty first century to me) but I cheered this week when their noble Lords took a closer look at the Pensions Bill and decided a £2,000 salary sacrifice cap, as the Government wants, was a pretty bad idea.</span></p>
<p><img src="https://fpt.testjoomla.co.uk/images/EdJune2025/webCroppedKODOct2024_copy_2_Medium_copy.jpeg" alt=""></p><p class="p3"><span class="s1">I have never been the biggest fan of the House of Lords (an unelected second chamber doesn’t sound very twenty first century to me) but I cheered this week when their noble Lords took a closer look at the Pensions Bill and decided a £2,000 salary sacrifice cap, as the Government wants, was a pretty bad idea.</span></p>
Editor’s Comment: Why we need to escape the pensions mire in 20262026-01-09T16:38:27+00:002026-01-09T16:38:27+00:00https://fpt.testjoomla.co.uk/news/editor%E2%80%99s-comment-why-we-need-to-escape-the-pensions-mire-in-2026Kevin<p><img src="https://fpt.testjoomla.co.uk/images/EdJune2025/webCroppedKODOct2024_copy_2_Medium_copy.jpeg" alt=""></p><p class="p1">This is going to be a big year for pensions, particularly for pensions regulation which is at last showing some limited signs of moving forward.</p>
<p><img src="https://fpt.testjoomla.co.uk/images/EdJune2025/webCroppedKODOct2024_copy_2_Medium_copy.jpeg" alt=""></p><p class="p1">This is going to be a big year for pensions, particularly for pensions regulation which is at last showing some limited signs of moving forward.</p>
Editor’s Comment: It’s all about professionalism2026-01-09T16:38:27+00:002026-01-09T16:38:27+00:00https://fpt.testjoomla.co.uk/news/editor%E2%80%99s-comment-it%E2%80%99s-all-about-professionalismKevin<p><img src="https://fpt.testjoomla.co.uk/images/EdJune2025/webCroppedKODOct2024_copy_2_Medium_copy.jpeg" alt=""></p><p class="p1"><span class="s1">I was mightily cheered this week by our story on the CII awarding <a href="https://fpt.testjoomla.co.uk/news/8-firms-gain-chartered-financial-planner-status#gsc.tab=0">Chartered Corporate Status to no less than eight Financial Planning firms.</a></span></p>
<p><img src="https://fpt.testjoomla.co.uk/images/EdJune2025/webCroppedKODOct2024_copy_2_Medium_copy.jpeg" alt=""></p><p class="p1"><span class="s1">I was mightily cheered this week by our story on the CII awarding <a href="https://fpt.testjoomla.co.uk/news/8-firms-gain-chartered-financial-planner-status#gsc.tab=0">Chartered Corporate Status to no less than eight Financial Planning firms.</a></span></p>
Editor’s Comment: Why targeted support may boost planning2025-12-12T16:33:27+00:002025-12-12T16:33:27+00:00https://fpt.testjoomla.co.uk/news/editor%E2%80%99s-comment-planners-have-nothing-to-fear-from-targeted-supportKevin<p><img src="https://fpt.testjoomla.co.uk/images/EdJune2025/webCroppedKODOct2024_copy_2_Medium_copy.jpeg" alt=""></p><p class="p1">I suspect many Financial Planners are still in two minds about the FCA’s targeted support plans which moved a step forward this week with a provisional go-live date of April.</p>
<p><img src="https://fpt.testjoomla.co.uk/images/EdJune2025/webCroppedKODOct2024_copy_2_Medium_copy.jpeg" alt=""></p><p class="p1">I suspect many Financial Planners are still in two minds about the FCA’s targeted support plans which moved a step forward this week with a provisional go-live date of April.</p>
Editor’s Comment: A good year for investors despite the odds2025-12-12T16:33:27+00:002025-12-12T16:33:27+00:00https://fpt.testjoomla.co.uk/news/editor%E2%80%99s-comment-planners-have-nothing-to-fear-from-targeted-support-2Kevin<p><img src="https://fpt.testjoomla.co.uk/images/EdJune2025/webCroppedKODOct2024_copy_2_Medium_copy.jpeg" alt=""></p><p class="p1">It’s been very easy to get caught up in the economic doom and gloom recently, I’m certainly guilty of it myself, but sometimes you can’t always see the wood for trees.</p>
<p><img src="https://fpt.testjoomla.co.uk/images/EdJune2025/webCroppedKODOct2024_copy_2_Medium_copy.jpeg" alt=""></p><p class="p1">It’s been very easy to get caught up in the economic doom and gloom recently, I’m certainly guilty of it myself, but sometimes you can’t always see the wood for trees.</p>
Editor’s Comment: A bizarre bashing of pension savers2025-12-05T16:38:27+00:002025-12-05T16:38:27+00:00https://fpt.testjoomla.co.uk/news/editor%E2%80%99s-comment-a-bizarre-bashing-of-pension-saversKevin<p><img src="https://fpt.testjoomla.co.uk/images/EdJune2025/webCroppedKODOct2024_copy_2_Medium_copy.jpeg" alt=""></p><p class="p1">A week or so after the Budget and I am still grappling with one of the most baffling and possibly vindictive moves I’ve ever seen in a Budget - the attack on pension savers using salary sacrifice.</p>
<p><img src="https://fpt.testjoomla.co.uk/images/EdJune2025/webCroppedKODOct2024_copy_2_Medium_copy.jpeg" alt=""></p><p class="p1">A week or so after the Budget and I am still grappling with one of the most baffling and possibly vindictive moves I’ve ever seen in a Budget - the attack on pension savers using salary sacrifice.</p>
Editor’s Comment: A wealthy profession in need of more hands2025-11-21T17:27:03+00:002025-11-21T17:27:03+00:00https://fpt.testjoomla.co.uk/news/editor%E2%80%99s-comment-a-wealthy-profession-in-need-of-new-bloodKevin<p><img src="https://fpt.testjoomla.co.uk/images/EdJune2025/webCroppedKODOct2024_copy_2_Medium_copy.jpeg" alt=""></p><p class="p1"> </p>
<p class="p1">The FCA’s latest Retail Mediation Activities Report - out this week - provides an interesting snapshot of the adviser sector. It shows a rather mixed picture but not necessarily a bad one.</p>
<p><img src="https://fpt.testjoomla.co.uk/images/EdJune2025/webCroppedKODOct2024_copy_2_Medium_copy.jpeg" alt=""></p><p class="p1"> </p>
<p class="p1">The FCA’s latest Retail Mediation Activities Report - out this week - provides an interesting snapshot of the adviser sector. It shows a rather mixed picture but not necessarily a bad one.</p>
Editor’s Comment: PFS Conference may mark a turning point2025-11-14T16:04:10+00:002025-11-14T16:04:10+00:00https://fpt.testjoomla.co.uk/news/editor%E2%80%99s-commen-the-youtube-planners-reaching-the-masses-2Kevin<p><img src="https://fpt.testjoomla.co.uk/images/EdJune2025/webCroppedKODOct2024_copy_2_Medium_copy.jpeg" alt=""></p><p class="p1">This week I attended the Personal Finance Society’s 2025 National Conference in the cutting edge, and somewhat cavernous, new Maritime Halls at London’s Excel Centre in Docklands. I was impressed. It was a good conference demonstrating a great deal of confidence in the future.</p>
<p><img src="https://fpt.testjoomla.co.uk/images/EdJune2025/webCroppedKODOct2024_copy_2_Medium_copy.jpeg" alt=""></p><p class="p1">This week I attended the Personal Finance Society’s 2025 National Conference in the cutting edge, and somewhat cavernous, new Maritime Halls at London’s Excel Centre in Docklands. I was impressed. It was a good conference demonstrating a great deal of confidence in the future.</p>